That is true as long as you assume people pay monthly.
Remember, if you want true montly payment you pay almost twice as much! I am pretty sure that most businesses will not take this route, but rather annual subscriptions unless they know their required licenses are fluctuating hard all the time.
Yeah I am not happy that I don't have the new UV Tools, but it's simply not worth the money for me. I'll just be using Blender or buy Rizom for that. I think even if I had it, I wouldn't pay it as long as there is no indie version available. I just can't justify spending this amount of money on something that doesn't pay me.